Health Insurance
Health insurance offers financial protection against medical expenses, ensuring access to quality healthcare without the worry of hefty bills.
Know MoreWhy Health Insurance is Crucial Today?
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01
Rising Healthcare Costs
Medical treatments and procedures are becoming increasingly expensive.
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02
Lifestyle Impact
Changing lifestyles contribute to health issues, demanding robust coverage.
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03
Emergency Preparedness
Unforeseen medical emergencies require financial preparedness.
Benefits of Health Insurance
Features of Health Insurance
Most of the health insurance policies these days have all these features
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Affordable Premiums
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Domiciliary Hospitalization
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Telemedicine Services
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Pre and Post-Hospitalization
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Ambulance Cover
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Wellness and Preventive Care
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Daycare Procedures
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No Room Rent Limits
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Robotic Surgeries
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Cashless Treatment
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No-Claim Bonus
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Restoration Benefit
Steps to buy Health Insurance
Decide on the coverage which will serve your needs today and in future
Shortlist the insurers who are right match for your requirements
Decide on the policy type you wan to buy
Understand the policy wording, waiting periods, co-pay and sub-limits of policy
Apply for the policy
Documentation & Medical checkups
Review the policy document once you receive it
Our Clients Love Us
It was indeed one of my biggest sigh of relief even before starting SIPs - it was when I registered myself with JagoInvester membership. I had been following JagoInvestor blog since 2 years and I knew I needed help. My financial health check was an expected eye opener.
Rachana Chokkapu
Buy Health Insurance Policy from Jagoinvestor Team
FAQ's
Are pre-existing diseases covered under health insurance plans?
Pre-existing diseases are typically covered after a waiting period, which varies depending on the insurer and the policy terms. Some policies may exclude coverage for pre-existing conditions altogether.
Can I avail of cashless treatment with health insurance?
Many health insurance policies offer cashless treatment facilities at network hospitals, where the insurer settles medical bills directly with the hospital, reducing the need for upfront payments by the insured.
What is a waiting period in health insurance, and how does it affect coverage?
A waiting period is the duration during which certain health conditions or treatments are not covered by the insurance policy. It is important to understand the waiting period requirements before purchasing a policy.
Can I port my existing health insurance policy to a different insurer?
Yes, health insurance portability allows policyholders to switch to a different insurer without losing continuity benefits like waiting periods and coverage for pre-existing diseases, subject to certain conditions. If you want to port your health insurance policy, just mail us at [email protected]
Is maternity coverage included in health insurance plans?
Some health insurance plans offer maternity coverage, covering expenses related to childbirth, prenatal, and postnatal care. It is essential to check the waiting period and coverage limits for maternity benefits.
What factors should I consider when choosing a health insurance plan?
Consider factors such as coverage amount, premium costs, network hospitals, waiting periods, co-payment clauses, pre-existing disease coverage, and additional benefits like maternity coverage or OPD benefits.