People who have invested in FMP’s should read this … other should also . What is FMP : Read here FMP’s are considered as equivalent of FD’s , with better return , butits not exactly true … They are also risky and “lehman borthers”equivalent in India .. They are investing in sub-prime home loans inindia in the same way like Lehman did in US . Read a good report here : https://www.shyamscolumn.com/2008/11/know-your-fixed-maturity-plan.html Another article from Outlook money can be read here : https://money.outlookindia.com/article.aspx?sid=10&cid=57&articleid=7873 Note : This is just to show that people should not underestimate therisk involved with something … FMP rarely are considered as riskythings .. that does not mean , they can never collapse .. Read about Equity , Debt and Liquid Funds What is CRR and Repo Rate